Fees

What advice costs before we begin

Fees are fixed for a defined engagement once we understand your paperwork. The figures below are starting points — complex multi-pension cases or joint family meetings may be quoted higher after the discovery call.

Retirement Income Planning

From £850 for a full retirement income review

Fee confirmed after a complimentary discovery call

Investment Portfolio Review

From £650

Quoted after we see the scale of your holdings

Inheritance & Estate Conversations

From £550

Legal fees charged separately by your solicitor

Workplace Pension Guidance

From £395

Suitable for employees and directors alike

What shapes the final fee

  • Number of pensions and investment wrappers to review
  • Whether both partners attend and share goals
  • Urgency around a retirement date or transfer deadline
  • Need for solicitor briefing notes on estate matters

Payment

An invoice is issued after the discovery call confirms scope. A deposit may apply for larger retirement income plans; the balance is due on delivery of the written plan. We do not take payment for investment products.

Ongoing advice

Annual review retainers are available after an initial engagement, quoted separately according to the complexity of your holdings. They are optional — many clients return only when a life event changes the plan.